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Hooper Spuhler & Sturgeon Ins Blog

View the latest blog posts from Hooper Spuhler & Sturgeon Ins.

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Monday, June 27, 2022

Does Auto Insurance Cover Custom Features?

Auto manufacturers often offer numerous interior and exterior accessories on different vehicle models.  These bells and whistles are often very nice additions to your vehicle, but at times, you might want to add custom parts to the vehicle in order to make even more unique to you.   READ MORE >>

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Wednesday, June 15, 2022

What Insurance Do You Need for a Commercial Property?

When looking for a location for their business, many businessowners can get caught up in the excitement of getting their feet off the ground and forget about one of the most important aspects of finding a commercial property—securing adequate insurance to protect that property.  READ MORE >>

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Wednesday, May 25, 2022

How General Liability Protects Your Business Assets

Commercial general liability insurance protects your company from financial losses if your services or products cause property damage, personal injury or advertising injury to another person. This article helps you understand this coverage. Talking to your insurance agent can help you decide if it's appropriate for your business. READ MORE >>

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Tuesday, May 17, 2022

What Type of Liability Insurance Do I Need for My Business?

Liability insurance is a type of coverage designed to protect businesses against lawsuits. Depending on your industry and other factors, you may face a range of different lawsuit risks concerning your business’ operation.  READ MORE >>

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Wednesday, April 20, 2022

How to Figure Out Your BOP's Property Costs

A business owner's policy is your one-stop resource for effective insurance coverage. Because your BOP combines general liability and business property coverage, it’s both efficient and valuable. Still, how can you make it worth the price?  To get the most out of this coverage, focus on price efficiency. READ MORE >>

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Friday, April 15, 2022

Does Commercial Auto Insurance Cover Employee Vehicles?

Commercial auto insurance policies are designed to cover vehicles used or owned by the business, but insurance can get slightly more complicated when it comes to employee vehicles. If your employees use personal vehicles for work, they may not be covered under your business’ basic commercial auto insurance policy. READ MORE >>

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Wednesday, March 23, 2022

5 Ways to Maximize Savings on Renters Insurance

Just because you are renting a home does not mean you should neglect protecting the home and your belongings. Having renters insurance will give you the peace of mind to enjoy living comfortably, and there are many ways to reduce your monthly premiums to make it more affordable.  READ MORE >>

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Monday, March 14, 2022

Home Insurance Considerations for Summer

Summer is a time when homeowners install pools and trampolines. Many homeowners see these items as fun entertainment for the summer, but they require additional coverage because of the higher risk. Let's consider the details.  Pools  READ MORE >>

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Thursday, February 24, 2022

Does Farm Insurance Cover Cattle?

Having living creatures under insurance is a unique requirement for many farms. If your farm primarily makes money from animals and cattle, you could face heavy financial loss if something happened to your livestock. Without the appropriate insurance, you could face replacing your livestock and cattle out of pocket, which can be incredibly expensive. READ MORE >>

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Thursday, February 10, 2022

3 Commonly Overlooked Driving Hazards

Most drivers are aware of the more common driving hazards like tailgating, speeding, aggressive driving and driving under the influence of alcohol. While all of these dangers are real, there are others that may have escaped your notice. The following overlooked driving hazards don't get much press, but they can still cause accidents. READ MORE >>

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