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Home > Blog > Hooper Spuhler & Sturgeon Ins Blog Page 2
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Hooper Spuhler & Sturgeon Ins Blog Page 2

View the latest blog posts from Hooper Spuhler & Sturgeon Ins.

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Monday, March 14, 2022

Home Insurance Considerations for Summer

Summer is a time when homeowners install pools and trampolines. Many homeowners see these items as fun entertainment for the summer, but they require additional coverage because of the higher risk. Let's consider the details.  Pools  READ MORE >>

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Thursday, February 24, 2022

Does Farm Insurance Cover Cattle?

Having living creatures under insurance is a unique requirement for many farms. If your farm primarily makes money from animals and cattle, you could face heavy financial loss if something happened to your livestock. Without the appropriate insurance, you could face replacing your livestock and cattle out of pocket, which can be incredibly expensive. READ MORE >>

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Thursday, February 10, 2022

3 Commonly Overlooked Driving Hazards

Most drivers are aware of the more common driving hazards like tailgating, speeding, aggressive driving and driving under the influence of alcohol. While all of these dangers are real, there are others that may have escaped your notice. The following overlooked driving hazards don't get much press, but they can still cause accidents. READ MORE >>

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Wednesday, January 19, 2022

Who Needs Professional Liability Insurance?

You’ve started your business and now you’re ready to protect it with insurance. But how do you know which insurance policy fits your business the best?   Professional liability insurance is also known as errors and omissions liability insurance. READ MORE >>

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Wednesday, December 15, 2021

How Long Do You Have to File a General Liability Claim?

Accidents happen, most of the time in the most unexpected way. Say a guest slips in your restaurant and twists their ankle. You call for medical assistance immediately, but the guest is furious and doesn’t want to pay for the medical expenses. What do you do?  READ MORE >>

Tuesday, November 30, 2021

How Are Death Benefits Paid from a Life Insurance Policy

When you insure yourself under a life insurance policy, you will name a beneficiary who will receive the policy’s payout in the event of your death. This settlement is called a death benefit, and it can ease your survivors’ financial burdens in numerous practical ways.  READ MORE >>

Thursday, November 25, 2021

How Does Sleep Impact Your Health?

Are you getting enough hours of sleep at night? Do you wake up each morning feeling refreshed and ready to go? For many people, that’s not the case. It’s more common for individuals to struggle through those first hours of the day, longing to be back in bed for a few more hours. READ MORE >>

Tuesday, November 23, 2021

Understanding Your BOP’s Interruption Coverage

A business owner’s policy, or BOP, contains several critical elements of business insurance. Among these, you will likely find business interruption insurance—one of the most critical elements of protection any business needs. If you don’t fully understand this coverage, you might not be able to use it to your advantage. READ MORE >>

Thursday, November 18, 2021

3 Signs that You’re a Distracted Driver and Don’t Know It

In the last decade, the number of auto insurance claims that arise from distracted driving accidents has increased significantly. By definition, this is an accident caused by the fact that the involved driver wasn’t paying attention to the road.   READ MORE >>

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Thursday, November 18, 2021

The?Commercial Auto Insurance?Policy Add-Ons You Need to Know About

Your commercial auto policy might be good, but is it perfect for you? When it comes to commercial auto insurance, you have a lot of options to pick from. Below, we’re covering the best policy add-ons around.  Add-On One: Gap Coverage  Commercial auto insurance gap coverage is one of the most important add-ons. READ MORE >>

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