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Home > Blog > Hooper Spuhler & Sturgeon Ins Blog: commercial
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Hooper Spuhler & Sturgeon Ins Blog: commercial

View the latest blog posts from Hooper Spuhler & Sturgeon Ins.

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Friday, August 12, 2022

The Necessity of Commercial Auto Insurance for Contractors

Contractors, from plumbers to electricians, usually run mobile businesses. After all, they generally have to visit other properties to be able to render the necessary services. So, when you are traveling for business, you need the appropriate motor vehicle insurance. READ MORE >>

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Wednesday, June 15, 2022

What Insurance Do You Need for a Commercial Property?

When looking for a location for their business, many businessowners can get caught up in the excitement of getting their feet off the ground and forget about one of the most important aspects of finding a commercial property—securing adequate insurance to protect that property.  READ MORE >>

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Wednesday, May 25, 2022

How General Liability Protects Your Business Assets

Commercial general liability insurance protects your company from financial losses if your services or products cause property damage, personal injury or advertising injury to another person. This article helps you understand this coverage. Talking to your insurance agent can help you decide if it's appropriate for your business. READ MORE >>

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Tuesday, May 17, 2022

What Type of Liability Insurance Do I Need for My Business?

Liability insurance is a type of coverage designed to protect businesses against lawsuits. Depending on your industry and other factors, you may face a range of different lawsuit risks concerning your business’ operation.  READ MORE >>

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Wednesday, April 20, 2022

How to Figure Out Your BOP's Property Costs

A business owner's policy is your one-stop resource for effective insurance coverage. Because your BOP combines general liability and business property coverage, it’s both efficient and valuable. Still, how can you make it worth the price?  To get the most out of this coverage, focus on price efficiency. READ MORE >>

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Friday, April 15, 2022

Does Commercial Auto Insurance Cover Employee Vehicles?

Commercial auto insurance policies are designed to cover vehicles used or owned by the business, but insurance can get slightly more complicated when it comes to employee vehicles. If your employees use personal vehicles for work, they may not be covered under your business’ basic commercial auto insurance policy. READ MORE >>

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Wednesday, December 15, 2021

How Long Do You Have to File a General Liability Claim?

Accidents happen, most of the time in the most unexpected way. Say a guest slips in your restaurant and twists their ankle. You call for medical assistance immediately, but the guest is furious and doesn’t want to pay for the medical expenses. What do you do?  READ MORE >>

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Thursday, November 18, 2021

The?Commercial Auto Insurance?Policy Add-Ons You Need to Know About

Your commercial auto policy might be good, but is it perfect for you? When it comes to commercial auto insurance, you have a lot of options to pick from. Below, we’re covering the best policy add-ons around.  Add-On One: Gap Coverage  Commercial auto insurance gap coverage is one of the most important add-ons. READ MORE >>

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Monday, July 19, 2021

Why General Liability Insurance Is a Must-Have

Operating a business is difficult. In addition to handling the day-to-day operations, you also must protect your business from risks.  As you know, risks can interfere with business profits. This can lead to you ceasing operations in bad cases. One of the best ways to reduce risk exposure is by purchasing general liability insurance. READ MORE >>

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Wednesday, June 23, 2021

5 Common Times You Need Commercial Auto Insurance

Commercial auto insurance is one of the most common types of insurance policies companies should have. You may not feel that you have a fleet of trucks to worry about or that you have to cover the trips your employees make with their own cars. READ MORE >>

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