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Business and Farm Insurance in Tulare, Visalia, and Bakersfield, CA

Insurance Services Accessible Throughout Central California

Times have changed since Hooper, Spuhler, and Sturgeon Insurance Services was founded in 1922. However, one thing that has remained consistent is the quality insurance products and services administered to neighbors in Tulare, Visalia, Bakersfield, and surrounding California communities.

Risks are abundant in many aspects of daily life - whether you are opening a business or recovering from an auto accident. However, insurance coverage exists to safeguard your financial stability.

At Hooper, Spuhler, and Sturgeon Insurance Services, we believe insurance should be tailored to the specific risks present to you, your family, your farm, or your business. As a result, we work directly with clients to develop personalized insurance portfolios, designed to properly address their individual needs.

Dairy Insurance, Contractors Insurance, Workers Compensation Coverage, and More

Our agency owns a rich history of partnering with neighboring residents, farms, and businesses throughout the Central California region. In fact, these relationships have spanned generations. As an agency, we value these longstanding agent, client partnerships, and believe this retention is a direct reflection of our ability to properly service clientele.

A reliable insurance product backs every policy we produce. Our agents work alongside the insurance industry’s most recognized carriers, such as Nationwide, Zenith, and Safeco. For clients, this translates into a direct relationship with your local agent, accompanied by effective insurance protection.

Along with personal lines protection, such as homeowners and auto insurance coverage, we facilitate a comprehensive business insurance program. Our agents own experience working alongside business owners representing a variety of specific industries, including contractors. As an agency, we also specialize in developing coverage for farms and ranches.

To gain insight into the insurance options accessible, please contact our agency.

Ever Consider, ‘Is Personalized Insurance Coverage Available Near Me?’

After nearly a century of service, Hooper, Spuhler, and Sturgeon Insurance Services continues to grow and prosper. Along with insurance services, we are also proud to support our Central California community in other aspects as well. From local schools to Lions Club International and IBA West, our impact extends beyond the confines of insurance coverage.

We look forward to continuing to administer insurance protection for decades to come. If you are interested in working with us, request a quote at your convenience.


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"Have had my car insurance for more than 20 years. They take good care of you when you need them." - Rosa R. 



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Meet Our Team

Lonnie  Hooper
Lonnie Hooper

Partner - General Manager

Linda Hooper
Linda Hooper

Accounting and Systems Manager

Mike Muller
Mike Muller

Partner - Commercial Lines & Health

Kristi Koetsier
Kristi Koetsier

Partner - Commercial Lines

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Hooper, Spuhler & Sturgeon Insurance Services
Hooper, Spuhler & Sturgeon Insurance Services
133 North L Street Tulare, CA 93274
Office: 559-686-3442
Fax: 559-686-8646